Your budget, on your phone, and nowhere else.

No account, no subscription, no tracking — just a clear plan for the month and an honest view of the year.

Coming soon to the App Store

For iPhone · Free, with no in-app purchases

The MyMoooolah dashboard showing how much is left to budget, money in against money out, and the bills still due this month.

✓ No network requests ✓ No account or sign-in ✓ No tracking or analytics ✓ No advertising ✓ No subscription ✓ No third-party code

What it does

Plan the month, track what actually moved, and see where the year is heading.

MyMoooolah is a household budgeting app that keeps your money to yourself. There is nothing to sign up for, nothing to sign in to, and no bank connection. You enter your own figures, and they stay on the device.

Plan the month

Set what comes in, your recurring bills, your everyday spending and what you set aside.

Every screen saves as you type
Give a single month its own figures without disturbing the plan — anything you don’t type carries forward, and the app tells you it did
See the plan against the 50/30/20 rule, with unallocated income called out rather than quietly counted as savings

Keep up with the bills

Know what has gone out, what is marked paid, and what is still to come.

A month calendar showing what’s paid, what’s marked paid and what’s still to go out
Subscriptions with renewal dates
Sinking funds with targets, contributions and whether each is on track

See where you stand

Six measures read from records you already keep, weighted into one figure out of 100.

Goals — sinking funds, emergency runway, a debt-free date and retirement, each with a projected date or the reason there isn’t one
Net worth, with assets, liabilities and history
Debt payoff by snowball or avalanche, with a payoff order and a debt-free date
Cash flow day by day to your next payday, with the lowest point marked

Log what moved

Enter transactions by hand, or import a bank statement CSV.

You pick the file, map the columns, check every row, then confirm — and you can undo it afterwards
The file is read on your phone, and nothing about it is sent anywhere
Monthly review puts the plan beside the log, line by line
Yearly review builds the year from what you’ve logged and projects the rest

What makes it different

An app that says when it doesn’t know.

Much of what makes this app different is what it refuses to do. Nothing here is advice — it’s a description of what your own figures say today.

A measure it can’t score is left out with its reason, never counted as a zero
A category it had to guess is labelled as a guess
A logged row it can’t match to your budget is listed plainly rather than folded into a total
Where two screens disagree, it names the contradiction instead of quietly resolving it

A look inside

Built to be read at a glance.

Dashboard: know what’s left, each and every day.

Financial health: see where you really stand, scored on six measures.

Monthly budgets: every month, its own plan.

Bill payments calendar: never miss a bill again.

Make it yours

Four colour themes, light or dark.

Pounds, dollars or euros. Portrait on iPhone, with full support for larger text.

Blue

Green

Amber

Pink

What it doesn’t do

No bank connection. That’s the deliberate trade.

Your account balances are yours to update. Connecting to a bank is exactly what would require an account, a server and your credentials. Everything here works without them.

Free, with no in-app purchases and nothing held back. Read the privacy policy, or get in touch if you have a question.